Affirm Policy & FAQ

Attention: Local Customers the affirm option is only available for Mail Order Customers.

(affirm orders can not be purchased or picked up instore. Sorry for the inconvenience). 


*Please be aware that All Affirm Orders will be Shipped with a Signature Required.



Michael's RC hobbies Affirm


  • Title: How does Affirm work?
  • Introduction: We have partnered with Affirm to give you a simple way to make your purchase with no hidden fees.
  • Easy monthly payments: Provide some basic information and get a real-time credit decision to split your purchase into monthly payments. Rates from 0% to 30% APR with variable loan terms (Michael's RC Hobbies 4 Payments).
    • Based on a purchase price of $500.00 at $43.97/mo at 10% APR for 12 months. A downpayment may be required.


  • Flexible repayment: Simply pay your monthly bill using a debit card, bank transfer at  
  • Disclosure: Subject to credit check and approval. Down payment may be required. For purchases under $100, limited payment options are available. The estimated payment amount excludes taxes and shipping fees. Affirm loans are made by Cross River Bank, a New Jersey State Chartered Commercial Bank, Member FDIC. See for details.


* PLEASE note the information provided is a list of general terms and conditions provided by Affirm. Please see your individual contract for complete details or contact Affirm directly.

** Using Affirm payments disqualifies you from earning Loyalty Reward Points.